Is there a senior loved one in your family who has been able to live on his or her own successfully for years? Are you beginning to notice signs of fatigue, loss of weight or more days of not feeling good? It may be time for your senior loved one to move into a nursing home. It is a difficult decision to make, but have you and your family realized that your loved one needs a higher level of skilled care that only a nursing home may offer. Are you and your family concerned and want to protect your loved one from any abuse and general mistreatment in a facility? What should you and your family do now?
First, when you begin your search, make sure the nursing home is Medicare certified and accepts Medicaid. Medicare certification will assure you that there are standards that must be maintained and Medicaid approval may be able to help your loved one financially. We would like to share a few other ideas you can add to your checklist to help you and your family make the best decision for your loved one.
1. Find out if residents may have their personal belongings, including furniture, in their rooms. Is there storage space, such as an appropriately sized closet, in the room?
2. Find out what the various amenities are that are provided by the nursing home. Is there a computer and internet access in the bedroom? Is there a television? Is there a window to provide natural light? Having these types of comforts can help ease the transition into the nursing home.
3. Find out what type of activities the home offers and if the facility helps residents who may not be mobile. Are there outdoor areas for your loved one to use? Will your loved one be able to choose what time to get up, go to sleep, or bathe?
4. Find out about the support provided for residents with advanced health care needs. This is very important if your loved one is not in very good health and, in fact, this is the reason you and your family are looking for a nursing home. For example, a common disease that impacts many Older Americans is dementia. If your loved one has dementia, you will want to know if the nursing home has specific policies and procedures related to the care of residents with dementia. If the facility does have patients with dementia, what types of non-medication based procedures do they employ when trying the first attempt to respond to behavioral symptoms for residents living with dementia? Find out what percentage of residents have dementia and are currently being prescribed antipsychotic medication. This will help you to understand the type of residents that your loved one will be surrounded by as well as the home’s workload.
Our office is here to help you navigate the legal issues related to seeking and covering the cost of memory care. Our office is here to help. Please contact us today to schedule a meeting time.
It may be the worst nightmare for your parents or other senior loved one. After a lifetime of hard work and savings, the need for a nursing home may cause them to lose it all. While planning for long-term care may be best done before the care is indicated, that is not always possible. Sometimes an abrupt medical event or an unforeseen accident may result in a senior being placed in a nursing home, or perhaps, the senior was unaware of the necessity of long-term care planning. So, how can you help Florida seniors protect themselves, when entering a nursing home?
If the senior owns a home and Medicaid assists with the cost of a nursing home, following the senior’s passing, Medicaid may place a lien against the home, also known as “estate recovery,” for the cost paid out for the nursing home. If the senior owns a home and Medicaid is contributing to the cost of the nursing home, it may be important for the senior and/or family members to consult an elder law attorney as soon as possible after placement in the nursing home. There are some situations, which may prevent estate recovery, such as a spouse residing in the home, or a disabled child. In some instances, the senior may be able to transfer the home without creating a situation of Medicaid ineligibility.
Unfortunately, seniors who enter nursing homes can also become victims of financial elder abuse via less than honest employees, who obtain their personal information. Seniors should be instructed not to log into personal accounts from shared computers to avoid having personal information stolen. Some nursing homes offer banking services. Residents who bank with the nursing home, however, may unknowingly have funds withdrawn from their account. Another risk is that when pension and social security checks are mailed directly to a facility, they may be stolen. The nursing home is supposed to deposit such checks in a trust account and use them to pay the resident’s bills, but there have been instances where the funds were misappropriated. Not only is the resident out the money, but if his or her nursing home bill is not paid, the resident may be forced to leave the facility, as well. Thus, when a Florida senior enters a nursing home, it may be best to have a trusted friend or relative appointed as the durable power of attorney and to keep the senior’s private funds separate. The power of attorney can oversee the senior’s finances and help ensure that no suspect transactions are occurring.
In general, if you know a senior, who has entered a nursing home, it can be a good idea to meet the staff of the nursing home and visit frequently. Our office can assist with creating the proper documents to protect the senior’s assets and to safeguard them from the potential of financial abuse. Please reach out to our office today to schedule a meeting.